![]() ![]() To apply for TermNow or Custom Advantage, you’ll have to go through their insurance agents. Lastly, Primerica doesn’t have an online application. Also, the company’s term life policies do not build cash value or pay dividends, which isn’t ideal for those looking to build value or get returns from their life insurance policy. So if you’re looking for more long-term coverage, Primerica’s products might not meet your needs. Up to $250,000 ($300,000 for applicants younger than 45 years old)īecause Primerica only specializes in term life insurance, they don’t offer whole life insurance, universal life insurance, or permanent life insurance. $15,000 to over $1 million for qualifying applicants Primerica life insurance coverage Term life insurance options Increasing benefit rider: If you’re under age 56, the increasing benefit rider allows you to increase your death benefit by 10% each year for up to ten years.Child rider: This rider provides term coverage for the eligible children in your household.Waiver of premium: With a waiver of premium rider, you can pause your premium payments if you experience a qualifying disability and cannot work. ![]()
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